It’s an affordable way to keep an extraordinary event from becoming a financial life-changer. Consider: The average jury award for auto accidents involving bodily injury and property damage exceeds $300,000. Liability awards for accidents in the home can be just as substantial.
An umbrella policy can help when covered events threaten your financial security. Talk to a Baucham Insurance agent today.
* You will be directed to our partner site farmers.com for our Farmers FastQuote®.
A standard umbrella policy provides additional liability coverage for:
But you can also add optional umbrella coverage for other property and situations: Additional motorized vehicles; secondary or vacation residences; rental properties; unlicensed recreational vehicles; jet skis and jet sleds, vacant land; and uninsured/underinsured motorists.
Personal umbrella insurance follows you anywhere in the world, and features additional coverage your underlying policies might not include. For instance: It can help with legal fees and damages if you’re accused of slander in a social media post.
A Baucham Insurance Group umbrella policy builds on the liability coverage of two underlying policies: auto and homeowners or renters. While your auto insurance must be with Farmers, your home or renters insurance can be with Farmers or any other carrier.