Renters Insurance
Choosing Your Renters Coverage
The goal when estimating the value of personal property and assets is to be as accurate as possible. Here are a few tips to consider when deciding how much coverage you want:
- Itemize your belongings. Make a list of all your personal possessions.
- Determine their value. Add everything up to find out how much property coverage to consider.
- Estimate your net worth. To arrive at a coverage limit, add the value of your assets and investments.
Personalized coverage. Personalized service.
Talk to a Baucham Insurance agent about insurance for your rental. Learn about all the options and potential discounts so you can choose the coverage you want.
* You will be directed to our partner site farmers.com for our Farmers FastQuote®.
Why get coverAGE?
It's hard to predict the future and things can happen. Here are a few risks renters may face and how renters coverage may help:
Risk:
You’ve lit several candles — which unintentionally start a small fire.
Coverage:
Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.
Risk:
On an especially gusty day, strong winds push a small potted plant off your balcony and onto a neighbor who is passing below. He is seriously bruised, and decides to sue.
Coverage:
Liability coverage may help if you’re responsible for an injury to someone outside your household.
Risk:
When a washer hose bursts and floods your apartment, you must move out while your landlord makes repairs.
Coverage:
Additional living expenses coverage may help with the extra costs of housing and food if you’re forced to move out for temporary repairs to your residence.