Umbrella Insurance

What is umbrella insurance?

It’s an affordable way to keep an extraordinary event from becoming a financial life-changer. Consider: The average jury award for auto accidents involving bodily injury and property damage exceeds $300,000. Liability awards for accidents in the home can be just as substantial.

Personalized coverage. Personalized service.

An umbrella policy can help when covered events threaten your financial security. Talk to a Baucham Insurance agent today.

* You will be directed to our partner site farmers.com for our Farmers FastQuote®.

What does umbrella insurance cover?

A standard umbrella policy provides additional liability coverage for:

  • Your primary residence
  • Two motorized vehicles
  • Small Sailboats
  • Motorboats with fewer than 50 horsepower

But you can also add optional umbrella coverage for other property and situations: Additional motorized vehicles; secondary or vacation residences; rental properties; unlicensed recreational vehicles; jet skis and jet sleds, vacant land; and uninsured/underinsured motorists.

Enjoy features you might not expect

Personal umbrella insurance follows you anywhere in the world, and features additional coverage your underlying policies might not include. For instance: It can help with legal fees and damages if you’re accused of slander in a social media post.

Add umbrella insurance to existing liability coverage

A Baucham Insurance Group umbrella policy builds on the liability coverage of two underlying policies: auto and homeowners or renters. While your auto insurance must be with Farmers, your home or renters insurance can be with Farmers or any other carrier. 

Start typing and press Enter to search

Shopping Cart